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Managing ACH direct debit - AWS Billing
Link your bank account to your AWS payment methodsManually add a direct debit account to your AWS payment methodsUpdate your direct debit account information

Managing ACH direct debit

You can add a US bank account to your AWS account to make payments by ACH direct debit. You can use any personal or business bank account, provided that the account is located at a bank in the United States and payments are in USD.

We offer two ways to add a US bank account. You can link your bank account through your online banking credentials for immediate verification, or you can manually enter your bank account and routing number.

If you pay by ACH direct debit, AWS provides you with your invoice and initiates the charge to your payment method within 10 days of the start of the month. It can take up to 20 days for the payment to complete successfully, even if the payment shows as Succeeded in the AWS Billing and Cost Management console.

You can use the Payment preferences page of the AWS Billing and Cost Management console to perform the following US bank account tasks:

You can link your US bank account to your AWS account by signing in to your bank account. This verifies your ownership of the bank account immediately, so you do not need to manually enter your routing and account numbers.

We work with Finicity, a Mastercard company, to connect to your bank and securely verify ownership of your bank account. An encrypted end-to-end connection protects your information during this one-time validation process. We only use your personal data to verify that you own the connected bank account.

Note

Your online banking credentials stay with your bank. We do not access or store them. Your bank might ask for your consent to share additional information. We can confirm your ownership of the bank account and charge your bank account after we first collect this information. Our access to this information will expire based on local regulations and your bank's policy.

To remove direct debit payments from your account, see Remove a payment method.

Manually add a direct debit account to your AWS payment methods

If you meet the eligibility requirements, add a US bank account as an ACH direct debit payment method to your payment methods.

To be eligible, you must be an Amazon Web Services customer and also meet the following requirements:

  • You created your AWS account at least 60 days ago

  • You paid at least one invoice (in full) in the previous 12 months

  • You paid at least $100 (cumulatively) over the previous 12 months

  • You set USD as the preferred currency

Before you add a direct debit account, have the following information ready:

  • A US bank account number

  • A US bank account routing number

  • The address that's associated with the bank account

  • (For a personal bank account) A US driver's license number or other state-issued ID number

  • (For a business bank account) A Federal tax ID number

To manually add a direct debit account to your AWS account

  1. Sign in to the AWS Management Console and open the AWS Billing and Cost Management console at https://console.aws.amazon.com/costmanagement/.

  2. In the navigation pane, choose Payment preferences.

  3. Choose Add payment method.

  4. Choose Bank account (ACH).

  5. For Account type, choose Personal or Business.

  6. For Name on account, enter the name of the principal account holder.

  7. For Bank routing number, enter the nine-digit routing number.

    Routing numbers are always nine digits long. Some banks list the routing number first on a check. Other banks list the account number first.

  8. For Re-enter bank routing number, enter the routing number again.

  9. For Checking account number, enter the account number.

    Account numbers might be up to 17 digits long. The account must be an ACH-enabled checking account at a bank that's located in the US.

  10. For Re-enter checking account number, enter the bank account number again.

  11. For personal bank accounts:

    1. For Driver's license number or other state-issued ID, enter the primary account holder's valid US driver's license or other state-issued ID number.

    2. For State of ID issued, enter the name of the state.

  12. For business bank accounts, for Tax ID, enter the Federal tax ID for the business.

  13. (Optional) For Set as default payment method, select whether you want this direct debit account to be your default payment method.

  14. For Billing address, enter the valid US billing address of the primary account holder.

  15. (Optional) Enter the tag key and value. You can add up to 50 tags. For more information on tags, see Managing Your Payments using tags.

  16. Choose Add payment method to agree to the Terms and Conditions and add your direct debit account. Your bank account is now verified and added to your AWS payment methods.

Update your direct debit account information

You can update the name, address, or phone number associated with your direct debit account.

To update your direct debit account information

  1. Open the AWS Billing and Cost Management console at https://console.aws.amazon.com/costmanagement/.

  2. In the navigation pane, choose Payment preferences.

  3. Select the direct debit account that you want to edit, and choose Edit.

  4. Update the fields that you want to change.

  5. Choose Save changes.